Winter brings mortgages to the Civic product lineup, so you can now purchase or refinance a home, all at your credit union.

You now have the choice of a Fixed-Rate Mortgage, an Adjustable-Rate Mortgage (ARM), or a First-Time Homebuyer Loan so you can find the loan that gets you moving.

We’ve partnered with the Credit Union Mortgage Association (CUMA) to provide you with personal guidance and a streamlined homebuying and mortgage refinancing process. Our partners at CUMA will work with you to find the best programs and loan options for you.

"Homeownership can help build wealth, but not all mortgages are created equal,” said Mark Caverly, Executive Vice President of LGFCU and Civic. “That’s why we want to help homebuyers get the best mortgage rate and terms they need."

Assistance when you need it

In addition to home loans, mortgage grants and tax programs are also available to eligible members. The First-Time Homebuyer Program, Community Partners Product, and Mortgage Credit Certificates help reduce costs and make homeownership more affordable. Check out more about these special programs.