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Why Civic

Why Civic Hero

Discover your success

Here, you are part of a larger picture. You are among other people in local government who are learning to make better money decisions and improve their lives.

Path to Success

Together, we are building a future for you and momentum for good in your community. 

Money is more than finances. It is the decisions we make that help build our lives. Choose your path to success with Civic Federal Credit Union. We are here to help you reach your goals.


Sharing a respect for strong and safe communities connects us, building paths for resiliency and strength in all NC towns and cities.


Advancing local initiatives together and creating new opportunities for you, your small business, and your family are all worth investing in.


Getting better with money now can help you set a direction, move toward your long-term financial goals, and positively impact you and your family.


People who join Civic work hard, make an honest living, and serve our North Carolina communities.

Getting to a good money place takes effort and community. At Civic, we provide a place for people who serve our cities and towns; people who are emergency service personnel, local government employees, and small business owners and their families.

  • Current and retired employees of local government agencies (contract, part-time, seasonal and full-time employees are included)
  • Businesses owned by local government workers, or who primarily service local government agencies
  • Local government elected officials
  • Volunteers for local government units

Credit Union How You Want

When it comes to affordable banking, you can have it all. Add to Civic’s extensive digital services with a dual membership with our sister credit union, LGFCU. You’ll get even more access to low-rate products, financial wellness, and physical branches, too.


Anytime, anywhere access, custom product mixes, a seat at the table

Our members need the ability to mix and match solutions to meet their unique needs and reach their definition of success. Sound anything like you? You bring the goals, and we’ll provide the tools to help get you there.


What you get

Civic gives you access to simple, affordable financial services and opportunities to support colleagues who are first responders, other local government servants, and public safety personnel. Life doesn’t happen during traditional business hours, so why should banking have to? Our members want to make decisions about their money – on their time, 24/7/365 with easy-to-use technology and lots of options.


Your voice matters

Your individual or business ownership in Civic is represented by your Select Savings Account. This account is the foundation of our partnership together and represents your ownership stake in the credit union. We are owned and governed by our members. You’ll be invited to our annual meetings where you will be able to vote on matters related to Civic. We value you.