Credit Insurance

Choose credit insurance and protect your loan from unexpected events or your disability

Protect

Pays for covered debts during a qualifying life event

Coverage

Get credit life and credit disability insurance

Voluntary

Choose to add credit insurance only at loan origination

How does credit insurance work?

No one wants to think about it. But what if you have an unexpected disability or even pass away? Credit insurance acts as a safety net in case unexpected events make it impossible for you to make payments on a loan. It is optional coverage that is chosen when you originate a loan. It kicks in when a qualifying event happens, subject to approval, like disability or death.

Credit insurance is subject to certain conditions and is available for new Civic loans and will continue for covered existing loans originated by LGFCU or Civic. Get peace of mind with Civic credit insurance.

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Terms

Maximum monthly insured loan payment is $750
Credit insurance is not available for credit cards or real estate secured loans
Maximum claim benefit for credit life and credit disability is $50,000
Coverage ends on last day of month the covered borrower reaches age 70

Features

Get peace of mind, know you are covered
Cancel any time, for any reason, by written request. Cancellation will not affect the regularly scheduled loan payment amount
Credit disability insurance is available for borrowers who work 25 hours or more per week
Choose credit insurance for new Civic auto and personal loans

Ready to be protected?

Get a new Civic loan, add credit insurance, and get peace of mind. Call our Experience Center to get started — 844-772-4842

Life is digital

So are these everyday financial tools

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Protect yourself if your car gets totaled

Send and receive money - fast, safe and easy

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Deposit a check with the app

Personal Loan

The Personal Loan gives you fast approval for a lump-sum deposit into your Select Savings or Bonus Checking Account. Break large expenses into affordable payments or consolidate high-interest debt with a lower rate.