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Business Line of Credit
Get a small business line of credit to help solve cash flow challenges with payroll, inventory, or emergency expenses

Who needs a business line of credit?
Entrepreneurs know that managing operating costs can be a challenge. Increases or decreases in customers, long invoice payment cycles, and changing payroll needs can quickly impact your working capital needs. A Business Line of Credit1 gives you consistent, short-term funding when you need it to solve working capital challenges in small business.
A Business Line of Credit is revolving and available on demand. It gives you consistent access to funding so you can make decisions with confidence. Payments are based on the money you use. Keep your business moving forward with a Civic Business Line of Credit.

Terms
- Revolving access starts at $1,0001
- Maximum of $30,000 (unsecured only)
- Annual paydowns required
- Business Line of Credit is subject to approval
Features
- Choose automatic payment options
- Use online banking, mobile app2
- Low business line of credit rates
- Get consistent access to funding
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Apply for a Business Line of Credit today and be ready for working capital gaps
Solve cash flow challenges with on-demand, revolving credit from Civic. This Business Line of Credit can help you prepare for and manage funding gaps related to payroll, invoice cycles, or business emergency expenses.
1 All Business Lines of Credit are subject to approval, including credit approval. Credit, collateral and underwriting standards apply. Member pays document preparation fee. All rates and offers are subject to change. Please contact a Business Development Team member for details.
2 Message and data rates may apply.
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