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Business Money Market

The Business Money Market Account gives you total access to your money with higher dividends than a traditional business savings account.

Small business owner checking her Civic Business Money Market Account.
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Earn

Get higher yields on business savings1

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Access

Use funds with no penalties, ever

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Protect

Apply funds as overdraft transfers2

High-yield business money market accounts

An essential part of running a business is cash flow. Making it, saving it, and getting access to it for expenses and opportunities. A high-yield Business Money Market Account can put your savings to work in big and flexible ways with no restrictions. 

The Business Money Market Account gives you high dividends and flexible access to your money. Get it when you need it, anytime and anywhere. You will have more spending options than a traditional business savings account. And you get check-writing privileges — another benefit of this money market account for business.

small business farmer looking out over his farm and enjoying his Civic Business Money Market.

Terms

  • $500 minimum opening deposit 
  • Earn 2.76% APY1 with balance above $500 
  • Dividends are compounded daily and paid monthly 
  • No penalties to access funds

Features

  • Insured up to NCUA maximums 
  • Use available funds for overdraft transfers 
  • Check writing options available 
  • Total access to funds, whenever you need them

Ready to open an account?

Get a high-yield Business Money Market Account to earn big with total access

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  • Minimum deposit amount $500 
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Get a high-yield Money Market Account for your business

Put your business savings to work in big ways with a Civic Business Money Market Account. Get total access to your money — whenever and wherever you need it — with this money market account for business. No restrictions, ever.

1 Overdraft Transfer Service is available from a Business Checking, Business Savings or Business Money Market account with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits. 

2 Minimum opening balance is $500. Civic membership required to open account. APY of 2.76% is paid on balances of $500 or above. Dividends are compounded daily and paid monthly. For balances that fall below the minimum balance requirement, the APY is 0.00%.