1 Dividend rate applies to accounts with minimum account balance of $1. Dividends are compounded daily and paid monthly. 

2 Minimum opening requirement is $25 for the first Business Savings Account. For all additional Business Savings Accounts added, the minimum opening deposit is $20. 

3 Civic Federal Credit Union is federally insured by the National Credit Union Adminstration. 

4 Overdraft Transfer Service is available from a Business Checking, Business Savings or Business Money Market account with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits.