Any ATM

Live your best life without the ATM fees.¹ Choose any ATM and we will reimburse you for the fees, up to $20 per month.

A woman placing cash into her wallet after withdrawing it from an ATM.

Use any ATM, anywhere with a Civic debit card

ATM fees are vintage, at best. Choose any ATM that's convenient for you and we will reimburse you for any fees up to $20 each card, per month.

Mobile phone displaying Civic's app, showing an ATM reimbursement fee being credited back to the account.

Easy access to your cash

Use any ATM whenever and wherever you need with reimbursed ATM fees. Plus, search our network of surcharge-free MoneyPass® and CashPoints® ATMs to avoid the fees in the first place.

Mobile phone displaying Civic's map feature, showing all available ATM options in your area.

Find an ATM near you

Our ATM network offers you more options to deposit and withdraw cash, wherever you go

Download the app

Get the Civic app² to unlock fast, easy and secure ways to manage your money.

Life is digital

So are these everyday financial tools

A Civic member reaching their financial goals with our helpful budgeting tool.

Make informed decisions from your spending data, credit score and goals

Send and receive money – fast, safe and easy

Civic Bonus Checking contactless payment graphic

Pay fast and secure with tap to pay or digital wallet

You know the details matter (and you are in good company)

Here are a few FAQs

Are there really no ATM fees?

Yes, that's right! Here's how it works: Anytime you get charged an ATM fee, we'll reimburse your account, up to $20 each month. Give us about two days, and you'll see the fee reimbursement show up in your account.

Is there an account minimum?

Yes, the same $25 you deposit when you open your new Select Savings Account is also the minimum amount required to maintain your account.

Can I have more than one debit card?

Each account owner gets their own debit card. That way, each person has the flexibility to use Civic the way they like. Want your card to go further? Link it to a digital wallet like Apple Pay^®, Samsung Pay^®, or Google Pay^®.

How do I get the bonus rate?

For each month that you use your card at least 20 times, we will pay you a dividend rate bonus. It's our way of saying thanks for being a member.

How can I access my savings?

If you have have a Civic savings account but not a Civic checking account, you can request an ATM card that allows you access to your funds. Contact the Experience Center to request an ATM card, at 844-772-4842.

The easiest way to access your savings and move your money is through the Civic app! You can use Zelle,® make external transfers from your Select Savings Account, and more.

View All FAQs

1 Civic participates in select surcharge-free ATM networks. See the current list of locations. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month per debit/ATM card, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two business days, but timing may vary.

2 Message and data rates may apply.