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Lending for fire service and EMS

We understand the cost of keeping our communities safe. Secure the funding you need from a lender dedicated to fire service and EMS.

North Carolina fire truck
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Flexible

Fixed rates with terms up to 15 years
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Affordable

No origination or lender fees, and no prepayment penalties
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Easy

Easy application, straightforward loan process

Effective funding solutions

Our dedicated teams understand the challenges of fire service and EMS financing. Let our experience save you time and money to help make an equipment purchase, real estate transaction, or refinance a loan for a lower rate.

Fire Lending Team
New Civic financed Fire Truck

Apparatus

Major life-saving vehicles:

  • Fire and rescue trucks 
  • Ambulances 
  • Water rescue and utility vehicles
Fire equipment

Equipment

Daily protection and resources: 

  • Turnout gear 
  • Air packs 
  • Communications equipment, station furnishings
Fire station

Real Estate

Location-based assets for your community: 

  • Fire and rescue stations 
  • Construction, expansion and renovation 
  • Land

Ready to apply?

Save time and money with expert fire service and EMS financing

apply today
Civic member: Steve Allred, Pinecroft-Sedgefield Fire Department Chief

We would most definitely recommend Civic. You can’t beat the rates. We’ve done the research.

Steve Allred

Pinecroft-Sedgefield Fire Department Chief

Proven experience, dedicated to you

Civic is the only lender with a dedicated and experienced fire service and EMS team committed to getting you results. For more than 15 years, these professionals have solved local funding challenges and provided financial strength to stations throughout NC.

Meet the Fire lending team

Sherrod Warwick, VP, Volunteer FD/EMS Lending

Sherrod Warwick

VP, Volunteer FD/EMS Lending
read bio
Jason Rackley, Senior Loan Officer

Jason Rackley

Senior Loan Officer
read bio
Loren Pittman, Senior Loan Officer

Loren Pittman

Senior Loan Officer
read bio

Lending at its best

Get fast, simple, and affordable solutions that meet your fire service and EMS needs, now and in the future.

Other documents you may need: 

  • Copy of two year-end financial statements 
  • Copy of bylaws and articles of incorporation 
  • Copy of signed Fire Protection Agreement with town or county 
  • Copy of purchase or construction contract 

 

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Apply online
Apply online
Contact the Experience Center
Contact the Experience Center

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Apply for funding solutions built for you

Use the premier fire service and EMS lender to access affordable loan and credit card resources.

apply today