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Business Real Estate Loan
Own instead of rent with a Business Real Estate Loan to buy, renovate, refinance, or invest in a commercial property.

Build your future with a Business Real Estate Loan
It’s more than a building. It’s your future. The right commercial financing relationship can bring real solutions for your business. Our low business real estate loan rates may help you become a real estate owner instead of a renter.
You could take up to 30 years to pay off the loan (a period known as amortization), depending on the property type. And with sufficient equity, you may even be able to access affordable capital through a refinance or line of credit.
Interested in how to get a business real estate loan? The process is simple, with an online application and personal guidance. So, go ahead and buy, renovate, refinance, or invest in a commercial property. Build your future with a Civic Business Real Estate Loan.1

Terms
- Must be an established business entity (at least 2 years)
- Terms available up to 10 years
- Amortization options up to 30 years for larger capital expenses
- Business Real Estate Loans are subject to approval
Features
- Up to 80% Loan-to-Value ratio (LTV) available for owner occupied property
- Up to 70% LTV available for non-owner occupied
- Leverage credit union membership for other helpful products
- No pre-payment penalties, just applause
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Apply for a Business Real Estate Loan to position for growth
It is more than a building. It is your future. This Business Real Estate Loan can unlock opportunities for growth and for you to serve more people. Be a property owner instead of a renter.
1 Subject to approval. Civic membership required. Credit, collateral, and underwriting standards apply. Businesses in operation for 2 years or longer are eligible to apply. Member pays document preparation fee. Contact the Civic Business Development Team for details.
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