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Entrance to the Civic Ashskie branch location.

Always Local. All Ways.

Values-first banking is neighbors-first banking. That’s why we’re in communities like yours, to meet you where you are. 

With online, in-app, and in-person banking options, you'll get a customized, personal experience unlike anywhere else.

Our locations

Find Civic branches, CO-OP Shared Branches, nearby retail locations to add cash, and surcharge-free ATMs near you. Not close enough? Don't forget: Any ATM is a Civic ATM!

 

Add cash at retail locations

Your money, where you can see it. Quickly add cash to your account at a participating Walmart near you.

Head into your local Walmart store and visit the Money Center or use a checkout lane and tell an associate you have cash to load. Load $20 to $500 per transaction, and up to $1,500 per day. Keep your receipt as proof of your transaction. 2

Walmart logo

Branches

We know you love digital banking. Now, with branches across the state, you have options. 

Plus, we’re excited to welcome LGFCU members for service at these locations once LGFCU member accounts move to the Civic banking system in Summer 2025.

Interior of the Civic Asheville branch.

Branch services

Check out what you have access to at our Civic locations.

Cash deposit and withdrawal icon
Cash solutions

Make cash deposits and withdrawals

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Checks

Deposit checks, get cashier's checks

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Loans

Apply for auto loans, personal loans, and more

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Official documents

Access notary services

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Personal guidance

Get assistance from credit union professionals

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Digital assistance

Get hands-on experience with online banking

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Reliable service

Access your accounts online with secure internet service

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Membership

Apply to join the credit union and open new accounts

CO-OP Shared Branches

You have even more access through our network of CO-OP Shared Branches. Check out what you can do at over 100 locations in NC and nearly 5,500 locations nationwide, (and find one near you)!

CO-OP shared branch logo.
Cash icon
Cash solutions

Withdraw and deposit cash3

Car icon
Loans

Make loan payments4

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Transfers

Make transfers to and from deposit and loan accounts

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Balance

Perform balance inquiries

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Checks

Get cashier’s checks

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Paper statements

Receive free printouts for the last 10 transactions on an account

Here’s how it works

 

  • Use the locations map above to search for a shared space near you (these aren't your typical branches!)
  • Make sure you know your account number (account numbers can be found on your statement or in the mobile app)
  • Have your valid driver’s license or state issued identification with you (the address should match the one appearing on your credit union account)
  • Tell the credit union teller/representative that you are a member of Civic Federal Credit Union and want to make a transaction. It’s that easy

Civic vans

Our teams are heading across North Carolina in our vans, meeting you where you are to share how-to tips and help you learn the basics of digital banking at our credit union.

Civic van outside of an event.
You know the details matter (and you are in good company)

Here are a few FAQs

How can I join Civic?

Join online or in person at one of our branch locations.

If I’m an LGFCU member, can I use a Civic branch?

Our branches only offer banking services to Civic members. Once LGFCU member accounts officially move to the Civic banking system in Summer 2025, all members will be able to bank at our branches.

How were branch locations selected?

Our branch locations were chosen based on member data. Each location is within a 30-mile radius of at least 80% of Civic and LGFCU membership.

Who can be a member of Civic?

Civic is open to employees, volunteers and retirees of local government in North Carolina, and their family members. Businesses and nonprofit organizations that serve local government are also eligible. But membership opportunities don’t stop there. Get full details on membership options. 

Are the co-locations open to the public?

No, co-locations are only open to the employees of the North Carolina local governments operating the co-locations.

1 Civic participates in select surcharge-free ATM networks. You can find the current list of surcharge-free ATM locations at civicfcu.org/any-atm. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two (2) business days, but timing may vary.  

2 Retail service fee up to $3.74 and limits may apply. Keep the receipt as proof of your transaction. Service provided by GreenDot.® All rights reserved. GreenDot Corporation NMLS #914924. GreenDot Bank NMLS #908739. Civic will reimburse retail service fees up to a total of $20 per month per debit card, beginning on the first day of the month and ending on the last day. If you are eligible for a retail service fee reimbursement, funds are typically released by Civic to your account within two business days, but timing may vary.

3 See full Funds Availability Policy Disclosure.   

4 Excludes mortgage, credit cards, and late and final payments or loan payoffs.