Top Results

Locations

Entrance to the Civic Ashskie branch location.
Locations

Always Local. All Ways.

Branches

Find support, cash solutions, and more in our branch locations.

CO-OP Shared Branches

You have even more cash options through our network of CO-OP Shared Branches!

Digital

We're a digital-first credit union with in-person options, so you can bank your way.

Here for hometowns

We take our values seriously. And values-first banking is neighbors-first banking. That’s why we’re coming to communities like yours, to meet you where you are.

With online, in-app and in-person options for your banking, no matter where you are, when you’re free, or how you like to communicate, you’ll get a customized personal experience unlike any other financial institution.
 

Branch services

Check out what you have access to at our Civic locations. 

deposit

Cash solutions

Make cash deposits and withdrawals

Affordable

Checks

Deposit checks, get cashier's checks

Car

Loans

Apply for auto loans, personal loans, and more

Flexible

Official documents

Access notary services

Transfer

Personal guidance

Get assistance from credit union professionals

Achieve

Digital assistance

Get hands-on experience with online banking

Support

Reliable service

Access your accounts online with secure internet service

Earn

Membership

Apply to join the credit union and open new accounts

Branch locations

We know you love digital banking. Now, with branches across the state, you have options.

Plus, we’re excited to welcome LGFCU members for service at these locations once LGFCU member accounts move to the Civic banking system in Summer 2025. 
 

Interior of the Civic Asheville branch.

CO-OP Shared Branches

You have even more access through our network of CO-OP Shared Branches. Check out what you can do at over 100 locations in NC and nearly 5,500 locations nationwide, (and find one near you)!

CO-OP Shared branch logo.
deposit

Cash solutions

Withdraw and deposit cash1

Car

Loans

Make loan payments2

Transfer

Transfers

Make transfers to and from deposit and loan accounts

Budget

Balance

Perform balance inquiries

Affordable

Checks

Get cashier’s checks

Flexible

Paper statements

Receive free printouts for the last 10 transactions on an account

Here’s how it works

  • Use the locations map above to search for a shared space near you (these aren't your typical branches!)
  • Make sure you know your account number (account numbers can be found on your statement or in the mobile app) 
  • Have your valid driver’s license or state issued identification with you (the address should match the one appearing on your credit union account) 
  • Tell the credit union teller/representative that you are a member of Civic Federal Credit Union and want to make a transaction. It’s that easy

Access your money from anywhere

Download the Civic app to unlock fast, safe and secure ways to manage your money wherever you are.3

Civic vans

Our teams are heading across North Carolina in our vans, meeting you where you are to share how-to tips and help you learn the basics of digital banking at our credit union.

Civic Credit Union Van
Here are a few frequently asked questions:

You know that details matter. [and you are in good company.]

Disclaimers

1 See full Funds Availability Policy Disclosure

2 Excluding mortgage, credit cards and late and final payments or loan payoffs. 

3 Message and data rates may apply.  

4 Civic participates in select surcharge-free ATM networks. You can find the current list of surcharge-free ATM locations at civicfcu.org/any-atm. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two (2) business days, but timing may vary. 

5 Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received, which may be up to three days earlier than the payer’s scheduled payment date.  

6 Items transmitted using remote check deposit are subject to verification and may not be covered under our Funds Availability Policy. This means amounts over $500 are not available for immediate withdrawal.