Special mortgage programs can help take some stress out of homebuying. They add value to your homeownership experience by keeping it affordable.
Adjustable-Rate Mortgage
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A home of your own starts with Civic
A Civic Adjustable-Rate Mortgage (ARM) is a home loan that adjusts your rate after a period of either 5 or 10 years, depending on which ARM you choose.
Lower payments when you’re ready to buy
An ARM is a great way for you to start out with more homebuying power when you’re looking for a home. Typically, ARM mortgage rates help you get more home for your money. If you’re rate shopping to find the best ARM rates, include Civic's rate in your comparisons.
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Mortgage Calculators
Our calculators can help you build a budget and make the right mortgage choice.
Visit the Mortgage Center
We've partnered with the Credit Union Mortgage Association (CUMA) for a streamlined homebuying process. Apply online through the Mortgage Center and a CUMA agent will reach out to you to talk next steps to prequalification.
For the best member experience, use the Mortgage Center with a computer.
Here are a few frequently asked questions:
Disclaimer
All mortgage loans are subject to approval and to credit union underwriting standards. Loan product, availability and terms are subject to change.