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Select Savings Account

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Select Savings Account

Step into your future

Make plans and stay on track

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Budget
Budget

Achieve goals with digital tools
Save
Save

Use options to set automatic contributions
Earn
Earn

Get high dividend rates on deposits

Planning creates opportunities for you.

It’s more than a savings account. It’s a savings engine. The Select Savings Account helps you save - and pivot when you need. There are budget tools to help you plan for goals – and help you adjust when an unexpected situation comes up.

With no restrictions, this account gives you full access to your money, anytime with no penalties. The Select Savings Account makes it easy to take the first step toward your saving goals.

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Earn competitive dividend rates

  • Funds are insured up to NCUA maximums
  • Minimum opening deposit requirement is just $1*
  • All dividends are compounded daily and paid monthly
  • Earn deposit dividends of 0.90%
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Save flexibly, spend wisely

  • Use budget tools to set and meet goals
  • Withdraw money whenever you need with no fees
  • Use as overdraft protection^ for a Civic Bonus Checking account
  • Setup eStatements# to receive electronic copies of statements and other documents
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Financial Wellness Spending

Take small steps toward your future

  • Open this account to establish Civic membership 
  • Get a loan using funds in this account as security 
  • Choose to automate savings to plan for future expenses
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Earn more dividends with your debit card purchases when you open a Bonus Checking Account.

Bonus Checking

We pay up when you purchase

  • 1.00% dividends
  • No monthly fees
  • Use ATMs worldwide, with NO fees
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You know that details matter. [And you are in good company.]

Here are a few frequently asked questions:

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Disclaimer

* Minimum opening requirement is $1 for the first Civic Select Savings account. For all additional Select Savings accounts added, the minimum opening deposit is $20.

^ Overdraft Transfer Service is available from Checking, Savings or Money Market accounts with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits.

# Civic provides eStatements at no cost to account holders. Paper statements are available for a fee of $5 per month.