Accelerate spending and saving by adding a Select Savings Account to your Fire Bonus Checking Account.
Fire Bonus Checking Account

You spend. We give. Firefighters win.
A percentage of all purchases are donated back to the NC Fire Service.
Spend to support essential Fire Service
Through our partnership with the North Carolina State Firefighters Association (NCSFA), we donate a percentage of every purchase you make to support the essential work of fire service. Your donation helps pay for firefighter training, health insurance, disability income, and so much more.
Maximize your impact for others and simplify your finances. Your monthly spending can unlock 1% dividends* and you get direct deposits^ up to 3 days earlier. Plus, access ATMs anywhere#.
Use the Civic app or online banking to track your spending and make informed financial choices with financial wellness tools.

Here are a few frequently asked questions:
Disclaimer
* 1.00% APY applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. This bonus dividend rate is paid on balances up to $10,000. Balances in excess of $10,000 will earn dividends at the current available rate. Minimum opening deposit is $5. For members making less than 20 qualified purchases per month, dividend rate is 0.15%.
^ Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 3 days earlier than the payer's scheduled payment date.
# Fees applicable to any ATM network will be charged to member account and then refunded to the same account by Civic within two business days. Rebated funds will be available for use following the credit union’s nightly batch processing.
† Standard message and data rates apply. Please check with your carrier for details.
‡ Data fees may apply. Please check with your service provider.