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Fire and EMS

Fire caption in front of fire truck
Fire and EMS

Funding that helps save lives

Safety is non-negotiable. And it requires strong financial resources. We're here to support the essential Fire Service and EMS work you do.


Put our expertise to work

People depend on your Fire Service and EMS resources to keep them safe and help protect property. For more than 15 years, our team has met the financial needs of the local North Carolina Fire Service. We understand the challenges you face and take pride in providing solutions that help you succeed.


We are ready to work for you

Civic was created and designed for you. Our full-service banking solution gives you built-in convenience and access to loan, deposit and payment services that meet your Fire Service and EMS needs.



Your apparatus, equipment or real estate loan represents the safety of your community. Learn more about proven financing options that help keep your citizens safe.

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Get competitive dividends on your deposit balances with Civic business accounts. Learn how your deposit accounts can earn and save you money.

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Get help streamlining payroll, processing payments, and with HR management to scale up or to maintain your organization's growth. 

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Generate everyday support from your community

Civic makes it easy for anyone to support your work – at no cost to them. Turn everyday spending into a way to help the Fire Service.

Fire Bonus Checking Card

Fire Debit Card

Earn dividends while supporting your local fire department.

  • Have all your ATM fees reimbursed1
  • Make 20 debit card purchases and earn higher dividends2
  • Receive direct deposits up to 3 days early3
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Fire Business Card

Nonprofit Checking Account 

Use your purchases to help give back to the fire community.

  • Get all ATM fees reimbursed1
  • Enjoy competitive dividends
  • Get real-time transaction monitoring
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NCSFA logo
NCAFC logo

When members choose to add a Fire debit card, each purchase helps to raise money for the NC State Firefighters' Association (NCSFA) and NC Association of Fire Chiefs (NCAFC). Civic donates 50% of its share of net merchant fees directly to programs sponsored by NCSFA.

Illustration of phone with a 5 star review

Couldn’t have asked for a better experience. They know what they’re doing [at Civic]. And anytime I call, I get thanked for my service."

Civic Service

Firefighter Drew Puskas, member since 2022


1 Fees applicable to any ATM network will be charged to member account and reimbursed to the same account by Civic, typically within two business days.

2 APY = Annual Percentage Yield. Applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. Upon qualifying, APY of 0.50% will be applied to your average daily account balance during the following month up to $10,000. Balances in excess of $10,000 will earn APY of 0.15%. Minimum opening deposit for the Civic Bonus Checking Account is $5. For members making less than 20 qualified purchases per month, APY is 0.15%. Rate is subject to change.

3 Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date.