Fire and EMS

Funding that helps save lives
Safety is non-negotiable. It requires strong financial resources. We are proud to support the important Fire Service and EMS work you do.
Put expertise to work
People depend on your Fire Service and EMS resources to keep them safe and help protect property. For more than 15 years, our team has met the financial needs of the local North Carolina Fire Service. We understand the challenges you face and take pride in providing solutions that help you succeed.
We are ready to work for you
Civic was created and designed for you. The full-service banking solution gives you built-in convenience and access to loan, deposit, and payment services that meet your Fire Service and EMS needs.
Finance
Your apparatus, equipment, or real estate loan represents the safety of your community. Learn more about proven financing options that help keep your citizens safe.
Deposit
Get competitive dividends on your deposit balances with Civic business accounts. Learn how your deposit accounts can earn and save you money.
HR/Payments
Get help streamlining payroll, processing payments, and HR management to scale up or to maintain your organization's growth.
Generate everyday support from your community
Civic makes it easy for anyone to support your work – at no cost to them. Turn everyday spending into a way to help the Fire Service.

Fire Affinity Bonus Checking
Earn dividends while supporting your local fire department.
- Have all your ATM fees reimbursed*
- Earn 1% dividends with 20 swipes^
- Receive direct deposits up to 3 days early†

Nonprofit Checking Account
Use your purchases to help give back to the Fire community.
- Get all ATM fees reimbursed*
- Enjoy competitive dividends
- Get real-time transaction monitoring


With each purchase using the Civic Fire Affinity Card, Civic donates 50% of its share of net merchant fees directly to programs sponsored by the North Carolina State Firefighters' Association.
Disclaimer
* Fees applicable to any ATM network will be charged to member account and then refunded to the same account by Civic within two business days.
^ 1.00% APY applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. This bonus dividend rate is paid on balances up to $10,000. Balances in excess of $10,000 will earn dividends at the current available rate. Minimum opening deposit is $5. For members making less than 20 qualified purchases per month, dividend rate is 0.15%.
† Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date.