Fire truck

We finance what you need to save lives

Loans for equipment, vehicles, and fire department real estate are more than financial transactions. They enable you to save lives, provide safety services, and protect property in communities across the state. We are proud to support the important Fire Service and EMS work you do.


Put expertise to work

Our team has supported the local North Carolina Fire Service for more than 15 years. We understand your challenges and have the expertise needed to guide your Fire and EMS departments toward success. Civic was (literally) created for you.

Meet the Team
Meet the Team

Meet the Team

This dedicated Fire and EMS team saves you money and contributes to the protection and safety of your citizens.

Play 3 min. 15 sec.

Understand the Process
Understand the Process

The Simple Process

The lending process with Civic is seamless and saves Fire and EMS departments time and money.

Play 58 sec.

How we Help
How we Help

Partnering Together

Mayor and Fire Chief Walter Garner, Jr. from Warrenton, North Carolina shares his vision on community. 

Play 1 min.


We are ready to work for you

Full-service banking gives you access to loan, deposit, and payment services that have been designed to meet your fire service needs with built-in convenience.



Your apparatus, equipment, or real estate loan represents the safety of your community. Learn more about proven financing options that help keep your citizens safe.

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Get competitive dividends on your deposit balances with Civic business accounts. Learn how your deposit accounts can earn and save you money.

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Money Hand


Get help streamlining payroll, processing payments, and HR management to scale up or to maintain your organization's growth. 

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Generate everyday support from your community

Civic makes it easy for anyone to support your work – at no cost to them. Turn everyday spending into a way to help the Fire Service.

Fire Card

Fire Bonus Checking Account

Win a Ford F-150 and support your local fire department.

  • Get all ATM fees reimbursed*
  • Earn 1% dividends with 20 swipes^
  • Get paid up to 3 days early†
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Credit Card

Nonprofit Checking Account 

Use your purchases to help give back to the Fire community.

  • Get all ATM fees reimbursed*
  • Enjoy competitive dividends
  • Get real-time transaction monitoring
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NCSFA logo
NCAFC logo

The Civic Fire Affinity Card Program takes a percentage of all purchases made by departments, firefighters and community citizens and donates them back to the fire service through our partnership with the North Carolina State Firefighter's Association (NCSFA).

Torque and Pork

2021 ford f-150

2021 Ford F-150

Win a truck for you And ‘cue for your crew!


Click here to view full contest details 

* Fees applicable to any ATM network will be charged to member account and then refunded to the same account by Civic within two business days. Rebated funds will be available for use following the credit union’s nightly batch processing.

^ 1.00% APY applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. This bonus dividend rate is paid on balances up to $10,000. Balances in excess of $10,000 will earn dividends at the current available rate. Minimum opening deposit is $5. For members making less than 20 qualified purchases per month, dividend rate is 0.15%.

† Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date.