Credit Card Comparison
Find the best fit for your life
Meet your needs with a Rewards or Classic Credit Card
Choose the card for your needs
Borrow affordably with our competitive rates
Say goodbye to annual fees1
Information and choice are powerful resources
Find affordable credit card options to meet your unique needs, with low rates and great features. Compare them below, and choose the best fit for you!
Rewards Card
Earn rewards points2 when you make qualifying purchases with your Rewards Credit Card.
- Loan amounts up to $30,000 for individuals and up to $60,000 for joint accounts
- 1% on your purchases, in rewards points
- Rates as low as 14.75% APR2
- No application, cash advance or annual fees1
Classic Card
The Classic Credit Card gives you access to our lowest credit card rates.
- 0% APR on purchases and balance transfers for 6 months3
- Minimum payment 3% of the outstanding balance or $25, whichever is greater
- Rates as low as 12.00% APR3
- No application, cash advance or annual fees1
Earn rewards, access low rates
Grab hold of your opportunities, and save money on fees. Our cards are designed to help you borrow affordably, and build credit as a positive part of your financial journey.
Find your credit card match today.
Here are a few frequently asked questions:
Disclaimer
1 Other fees may apply. See details.
2 Subject to approval. Rate and credit limit are evaluated based on member’s credit history; rates are subject to change. Credit card may be secured with Civic Select Savings Account funds. 1% rewards offer applies to Civic Consumer Rewards Credit Cards only. 1% rewards available for card purchases, less returns. Redemption value of points may vary depending on the redemption option selected. If not already a member, you must obtain membership with Civic FCU at the time of credit card application. See full details and exclusions for the Civic Cash Back Rewards program.
3 APR = Annual Percentage Rate. Introductory rate of 0% APR on purchases and balance transfers for 6 months from date of account opening. After that, the standard variable APR (from 12.00% to 18.00% APR) for purchases will be applied to unpaid introductory balances, new purchases, and new balance transfers. Credit card may be secured with Civic Select Savings Account funds. All applicants are subject to credit approval.