Credit Card Comparison
Find the Best Fit for Your Life
Meet your needs with a Rewards or Classic Credit Card
Earn money
Get lowest rates
Good-bye fees*
Information and choice are powerful resources
Find affordable credit card solutions that meet your unique needs with cashback rewards and the lowest rates possible. Compare our two most popular credit cards below to find the best fit for you.
Rewards Card
Earn cash back with every purchase made with your Rewards Credit Card. No limitations.
- Loan amounts up to $30,000 for individuals and up to $60,000 for joint accounts
- 1% cash back^ on every purchase. No limits.
- Rates as low as 13.25%†
- No application fees
- No cash advance fees
- No annual fees
Classic Card
The Classic Credit Card gives you access to the lowest credit card rates possible.
- Loan amounts up to $30,000 for individuals and up to $60,000 for joint accounts
- Minimum payment 3% of the outstanding balance or $25 whichever is greater
- Rates as low as 10.50% APR#
- No application fees
- No cash advance fees
- No annual fees
Earn and Access the Lowest Rates
Take hold of opportunities, earn cash back, and save money. It’s a powerful combination designed to help you affordably borrow and build credit as a positive part of your financial journey.
Find your credit card match today. There is no time like the present.
Here are a few frequently asked questions:
Disclaimer
* Other fees may apply. See details.
^ 1% cashback bonus rewards offer applies to Civic consumer rewards credit cards only. 1% rewards available for card purchases less returns. If not already a member, you must obtain membership with Civic FCU at the time of credit card application. All loans are subject to approval via Civic’s online application process or member services experience center. For full details and exclusions for the Civic Cash Back Rewards program, click here, click here.
† Subject to approval. Rate and credit limit are evaluated based on member’s credit history; rates are subject to change. Credit card may be secured with Civic Select Savings Account funds.
# APR = Annual Percentage Rate. Introductory rate of 0% APR on purchases for 6 months from date of account opening and an introductory rate of 0% APR for 6 months from date of first transfer for balance transfers. Balance transfers must be completed within 6 months of account opening. After that, the standard variable APR (from 10.50% to 18.00% APR) for purchases will be applied to unpaid introductory balances, new purchases, and new balance transfers. All applicants are subject to credit approval.