Credit Card Comparison

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Credit Card Comparison

Find the Best Fit for Your Life

Meet your needs with a Rewards or Classic Credit Card

Earn
Cashback

Earn money

Access
Access

Get lowest rates

Save
Save

Good-bye fees*

Compare your credit options

Information and choice are powerful resources

Find affordable credit card solutions that meet your unique needs with cashback rewards and the lowest rates possible. Compare our two most popular credit cards below to find the best fit for you.

Rewards Credit Card

Rewards Card

Earn cash back with every purchase made with your Rewards Credit Card. No limitations.

  • Loan amounts up to $30,000 for individuals and up to $60,000 for joint accounts
  • 5% cash back^ on every purchase. No limits.
  • Rates as low as 11.75%
  • No application fees
  • No cash advance fees
  • No annual fees
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Classic Credit Card

Classic Card

The Classic Credit Card gives you access to the lowest credit card rates possible.

  • Loan amounts up to $30,000 for individuals and up to $60,000 for joint accounts
  • Minimum payment 3% of the outstanding balance or $25 whichever is greater
  • Rates as low as 9.00% APR#
  • No application fees
  • No cash advance fees
  • No annual fees
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Earn and Access the Lowest Rates

Take hold of opportunities, earn cash back, and save money. It’s a powerful combination designed to help you affordably borrow and build credit as a positive part of your financial journey.

Find your credit card match today. There is no time like the present.

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Disclaimer

* Other fees may apply. See details.

^ The 5% cash back rewards offer applies to Civic Consumer Rewards Credit Cards only. All loans are subject to approval via Civic’s online application process. 5% rewards are available for card purchases less returns. Cash back rewards will be given for purchases made between the dates of 10/01/22 and 12/31/22 that have a post-date prior to or on 12/31/22. At the end of the reward period stated above, the rewards percentage will revert back to 1% cash back rewards. 1% cashback bonus rewards offer applies to Civic consumer rewards credit cards only. 1% rewards available for card purchases less returns. If not already a member, you must obtain membership with Civic FCU at the time of credit card application. All loans are subject to approval via Civic’s online application process. For full details and exclusions for the Civic Cash Back Rewards program, click here.

† Subject to approval. Rate and credit limit are evaluated based on member’s credit history; rates are subject to change. Credit card may be secured with Civic Select Savings Account funds.

# APR = Annual Percentage Rate. Introductory rate of 0% APR on purchases for 6 months from date of account opening and an introductory rate of 0% APR for 6 months from date of first transfer for balance transfers. Balance transfers must be completed within 6 months of account opening. After that, the standard variable APR (from 9.00% to 16.50% APR) for purchases will be applied to unpaid introductory balances, new purchases, and new balance transfers. All applicants are subject to credit approval.