Top Results

Send and receive money wireless with their phone.

Shop safely with mobile wallets and online payments

By Civic Credit Union
2 min read
January 15, 2025
Shop safely with mobile wallets and online payments

You can leave your debit or credit card at home and still check out your cart just by using your mobile device. Mobile payment options make shopping easy and secure!

Use a digital wallet for in-store shopping

Add your Civic Rewards or Classic Credit Card to any mobile payment system like Apple Pay®, Google PayTM or Samsung Pay® to create a digital wallet. Then select it as your default card.

Your cards are stored so you can make payments directly through your phone or device. Easy, right? Digital wallets use Near-Field Communication (NFC) technology to let you hold your phone close to a retail checkout terminal that’s enabled to accept this type of payment, (just like how you’d hold a physical card to use tap-to-pay!).

🔒 To reduce threats to your personal data, the systems mask your actual card number. Your card numbers aren’t stored in their entirety and offer easy app disabling if your card or device is lost or stolen.

Use online payment options for additional security

You can use mobile payments with participating retailers for faster checkout and added security. When checking out online, skip filling out long forms and looking up passwords. It is easy to securely speed through checkout when you click to pay with your Civic card.

8 tips to stay safe when shopping online

Take the following precautions before, during and after shopping online or in-store to have safer experiences:

Before 

  • Install security software, as well as antivirus and anti-malware, on your devices 
  • Secure your device with biometric security, like face or fingerprint recognition 
  • Keep your system software and apps updated

During 

  • Avoid shopping with a retailer or organization you are not familiar with 
  • Look for "https" and a closed padlock icon on your browser window so you know the page is encrypted 
  • Make sure you use a trusted mobile payment app downloaded from an official app store 
  • Read the return and refund information (yep, even the fine print!)

After 

  • Regularly monitor your accounts to catch possible fraud sooner

Shop with confidence using mobile apps and online payment systems, but if you suspect unauthorized card activity, call us right away at 844-772-4842.

Civic Federal Credit Union Logo
Civic Credit Union Simple, Affordable Banking

We think banking should be two things: simple and affordable. Civic was created to serve the hard-working people who keep the cities, towns and villages of North Carolina moving forward. With full-service banking right at your fingertips, great rates, fee-free ATM usage options, and more, Civic lets you take control of your money.

star

STAY IN THE LOOP

Not quite ready to join, but want to stay updated? Let us know below, and we'll keep you in the loop with what's going on at Civic.

Please verify your request*
CAPTCHA