We all want to reduce threats to our personal information and our credit. Follow these simple, proactive tips to keep your accounts safe.

Protect yourself and your accounts

You can protect yourself against fraud and identity theft by recognizing the signs of suspicious activity. 

• Mailed bills: If bills that routinely arrive in your mailbox suddenly go missing, take note. When bills do arrive, be sure they belong to accounts you recognize. 
• Creditor letters: Take note of calls or letters from creditors or debt collectors about outstanding balances on accounts you did not open (or did not know existed). 
• Personal details: Only share personal details, like your credit card or Social Security number, with verified sources. If you must share your information by phone, be aware of your surroundings.
• Social Security number (SSN): Avoid using any part of your SSN as a Personal Identification Number (PIN) or password. Leave your Social Security card at home in a fire-resistant safe instead of carrying it with you. 
• Account statements: Switch to e-Statements to prevent mailbox theft, and use direct deposit whenever possible. Check your statements for any unexpected charges. 
• Credit and debit cards: As soon as you receive your card, sign the signature panel on the back for an added layer of identity verification. 
• Credit reports: Review your credit report often with myScore+ to uncover early signs that something is not right with your accounts.

Think you’re a victim of fraud?

Even with all your precautions, you still may suspect your identity has been stolen or your account is compromised. See the 6 steps to take if your identity has been stolen, and get back in control.