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Civic member chatting with experience center.

Bank whenever with 24/7 support

When life takes over, get more time to bank. Talk with us for 24/7 support. Live your life. And bank on your time!

Our hearts are with North Carolinians

To assist communities affected by Hurricane Helene, the Civic Local Foundation is partnering with the NC Association of Regional Councils of Governments to ensure 100% of the funds you donate go directly to relief efforts.

Hear from CEO Dwayne Naylor on supporting our local government heroes … and North Carolinians.

donate

Need an emergency loan after your storm emergency?

If you were impacted by the recent storm and need a little cash to help you through, consider a Civic Emergency Loan. It’s quick, affordable, and you can apply online.

get details

Asheville, North Carolina
Civic in the community

Civic = local government

Across North Carolina, local government employees provide essential services for our everyday lives.

Civic was created to be part of the local government world, offering member-specific financial solutions and support to build stronger communities.

A member-focused Credit Union, we serve our members — not corporate interests. That means everything we do begins and ends with you.

Civic means business!

Hear how Sherry's building her business with the small business services of Civic.

Play 1 min. 20 sec.

Teaching teens money matters

See how Civic staff members share the reality of money with teens.

Play 2 min. 43 sec.

Welcoming a new fire truck

Check out the tradition of celebrating a new fire truck.

Play 1 min. 47 sec.

Local Government Spotlight

Become a member like Tyree Davis, Sheriff with Halifax County
Tyree Davis Testimonial
1

Become a member

We’ll guide you step by step through the account opening process. Don’t worry, you’re eligible!

2

Transfer your funds

Transfer funds or balances from your other financial institution into your new Civic accounts.

3

Download the app

Online banking or the Civic app give you real-time control to transact and monitor your finances.

Car loan refinance testimonial
Quote

It was seamless, even the payoff of my existing loan."

J-Scott-Chase-Testomonial

Auto Loan Refinance

J. Scott Chase, member since 2021

Tyree Davis Testimonial
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I enjoy being able to pull up the mobile app wherever I am, to easily check my accounts or move money.”

Tyree Davis Testimonial

Mobile Services

Tyree Davis, member since 2021

How do I reach Civic?

You are our priority. Pick the contact method that works best for you.

texting

Text

844.77CIVIC (844.772.4842)
(Weekdays 8 a.m. to 6 p.m. EST)

Active Call

Call*

844.77CIVIC (844.772.4842)
(Available 24/7, including holidays)
*Hearing & speech impaired (TTY): Dial 711 for relay services.