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Man on his phone checking the balance of his Civic Essential Checking account while sitting on the front porch.

Essential Checking

All the essentials. Get dividends on your balance, access to your direct deposits up to 3 days early, and ATM fees reimbursed.

  • Earn dividends on your balance every month
  • No minimum balance requirement
  • ATM fees reimbursed up to $20 per month
  • Access direct deposits up to 3 days early

Friend of the Foundation

The Civic Foundation supports and invests in North Carolina communities

By joining Friends of the Foundation, individuals help advance this mission while becoming eligible for membership with Civic Credit Union. This pathway allows supporters to give back locally and gain access to credit union membership benefits.

Firefighters

Firefighters and volunteers can join Civic Credit Union

Employee and volunteers in the NC fire service are eligible for membership at Civic Credit Union, to use its products and 24/7 services.