Get access to your direct deposits up to 3 days early2 while you earn dividends on your balance. The Bonus Checking Account helps you do more with your money.
Steady Save Savings Account
Steady Save Savings
Save at an affordable pace
Build savings with easy, automated deposits
Save
Choose amount and frequency for automatic deposit
EASY
Set it and forget it
Flexible
Select one of two distribution dates to get your lump sum automatically
Save your way
Saving money looks different for all of us. Sometimes you can save a little and sometimes it can be more. It depends on your unique situation. The Steady Save Savings Account helps you set small, steady and affordable steps to save money. You decide how much to save, how often, and choose the date your saved funds are deposited into your Select Savings Account. Set your own savings pace to help save for any goal — a vacation, the holidays, your tax bill or more.
Earn competitive dividend rates
- $1 minimum deposit to open
- Dividends compound daily, are paid monthly1
- Funds distributed on annual date you choose
- All transfers go into your Select Savings Account
- No maintenance fees
Save flexibly, spend wisely
- Choose your payout date at account opening (fourth Friday of March or October)
- Select frequency of automatic deposit
- Stay mindful of your savings goals with a customized account label
Take small steps toward your future
Set your own pace
Take that vacation or save for the holidays! Choose to take affordable, incremental, and automatic steps to save throughout the year. Set your deposit amount and transfer frequency and then forget it. (You got this!)
Commit to saving
When you write down a dream it becomes a goal, right? The Steady Save Savings Account helps you commit to achieving your goal with restricted access to your funds1 before your distribution date to help you stay focused and on track.
Reach your savings goal
Get a lump sum on your chosen distribution date to use for your savings goal or to help lessen the burden of a budget squeeze.
You know that details matter. [And you are in good company.]
View All FAQs
Here are a few frequently asked questions:
1 Civic membership required and minimum deposit of $1 to open account. Minimum account balance of $1 required to earn dividends. Dividends are compounded daily and paid monthly. Withdrawals on dates other than the selected payout date options (March/October) do not incur a fee but require member to contact the Civic Experience Center to complete withdrawal.
2 Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received, which may be up to three days earlier than the payer’s scheduled payment date.