Get fast access to your Personal Line of Credit with advances into your Bonus Checking Account.
Personal Line of Credit

Access money when you need it
Bridge the gap between available funds and unexpected expenses
Transfer funds when you need them
Demand for cashflow is high. The combination of expenses, employment concerns, and irregular or seasonal income create gaps in available money. A personal line of credit gives you the ability to quickly transfer funds into a Bonus Checking Account, Money Market Account or Select Savings Account.
Plan with a Personal Line of Credit to help bridge any gap between available funds and unexpected expenses.

Here are a few frequently asked questions:
Disclaimer
* APR = Annual Percentage Rate. Subject to approval. Rates and credit limit are evaluated based on member’s credit history. Borrowers must be at least 18 years old and live in NC, SC, GA or VA. As low as rate indicates .50% APR discount for using auto debit from a Civic deposit account. The standard variable APR (from 10.00% APR to 18.00% APR) for purchases will be applied to unpaid introductory balances, new purchases, and new balance transfers. All applicants are subject to credit approval.