Saving for a new car? The Select Savings Account can help you reach this goal, and it gets you a discount on a new car loan.
New Auto Loan
New Auto Loan
Drive it home with fast, easy pre-approvals
Apply for a car loan with Civic that fits your budget
Affordable
Rates as low as
6.50% APR1
Flexible
Terms up to 96 months1
Penalty-Free
Choose early pay-off with applause, not fees
Drive your new car home
Buying a new car with all cash? Neither are we. Paying all cash for a car is simply not an option for most of us. We need some type of auto or car lending option.
We help make your loan affordable for your unique situation. That’s eight years. Because we want you to drive home a car that fits your budget, so you can love your loan as much as your new car.
Make your loan work for you
- Vehicle rates as low as 6.50% APR1
- Finance dealer purchases up to 96 months (8 years)
- New vehicle maximum mileage is 10,000
- Collision and comprehensive insurance are required for the duration of the loan
Drive affordable and reliable
Getting a car loan with Civic helps keep the buying experience for your new car smooth, easy, and affordable. Make payments from your mobile app! Plus, the optional GAP+ insurance gives you peace of mind that you are protected. And you reduce the risks of hidden mechanical issues when you buy a new car. Drive off the dealership lot with total confidence in your sweet new ride.
$0/month*
$0
*The Auto Loan Calculator is provided for informational purposes only. Taxes and charges are not included in your estimated amount. Final finance amount may be different.
Test drive the savings!
Use our auto loan calculator to get an idea of how the purchase of a new car or the refinance of your current auto loan could impact your budget.
Our auto loan calculator is designed to help you answer two very important questions: what your monthly payment could be and how much you can afford.
Cost of Car
Enter your estimated purchase price or loan refinance amount
Credit Score
Select your estimated credit quality
Loan Terms
Enter your desired number of monthly payments
RATES
NEW AUTO LOAN
| Term | APR | Vehicle Age | Qualifying Mileage |
|---|---|---|---|
| Up to 60 months | As low as 6.50% | Up to 1 year | Up to 10,000 miles |
| 61-72 months | As low as 6.75% | Up to 1 year | Up to 10,000 miles |
| 73-84 months | As low as 7.25% | Up to 1 year | Up to 10,000 miles |
| 85-96 months | As low as 8.25% | Up to 1 year | Up to 10,000 miles |
Effective Date: 11/14/2024
You know that details matter. [And you are in good company.]
View All FAQs
Here are a few frequently asked questions:
1 APR = Annual Percentage Rate. Subject to approval; for dealer purchases only. Rates and credit limit based on member’s credit history. Borrowers must be at least 18 years old and live in NC, SC, GA, or VA. Vehicles with branded (flooded, salvaged or reconstructed) titles or motorcycles, boats, RVs and commercial vehicles are not acceptable collateral. A new vehicle is defined as less than 1 year old with maximum of 10,000 miles at loan origination; vehicle value based on MSRP. For 96-month term, minimum new auto loan is $50,000; maximum loan is $100,000. Civic will finance 100% of the NADA value, plus an additional 10% to cover purchase-related expenses such as tax, tags and extended warranties. Collision and comprehensive insurance required for duration of loan. Payment example, excluding insurance: For a $35,000 loan at 6.50% APR, 60 monthly payments of $685.