1 APR = Annual Percentage Rate. Subject to approval. Rates and credit limit are evaluated based on member’s credit history. Borrowers must be at least 18 years old and live in NC, SC, GA or VA. Vehicles with branded (flooded, salvaged or reconstructed) titles or motorcycles, boats, RVs and commercial vehicles are not acceptable collateral. Collision and comprehensive insurance are required for the duration of the loan. Payment example: For a $25,000 loan at 7.99% APR, 84 monthly payments of $390.

2 A new vehicle is defined as upcoming, current or prior year mode with less than 10,000 miles; vehicle value based on MSRP. A used vehicle is defined as 14 years or less with a maximum of 120,000 miles; vehicle value determined using J.D. Power data. For new vehicles, minimum loan amount is $50,000 for term of 96 months. Maximum loan amount is $100,000. Maximum refinance term for vehicles older than 10 years is 60 months. Collision and comprehensive insurance are required for the duration of the loan. New or used auto payment example: For a $25,000 loan at 7.99% APR, 84 monthly payments of $390.

3 Guaranteed Asset Protection Plus (GAP+) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. You may cancel the protection at any time. If you cancel protection within 90 days, you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product. GAP+ auto insurance is made available and processed through CUNA Mutual Group. It may not cover the entire deficiency between what you owe on your loan and the amount your insurance will pay. A total loss claim is determined by your auto insurance provider. You will be responsible for any remaining balance due on the loan after GAP+ insurance has been paid. Refer to your GAP+ agreement for all limitations and exclusions.