Money Market Account

Opening a Money Market Account with Civic is Simple and Easy
Money Market Account

It’s the best of both worlds

Get early direct deposit*, earn competitive dividends

Earn
Earn

Get dividends that are compounded daily

Access
Access

Receive direct deposits* up to 3 days sooner

Spend
Spend

Use checks as an additional way to access funds

A Money Market Account that works for you

Get the best parts of a savings and checking account in one place. The Money Market Account earns high dividend rates with no access restrictions. Get to your money anytime by writing a check or digitally transferring money. Most importantly, you get early access to direct deposits* (up to 3 days faster). It’s the best of both worlds.

Manage High Yield Money Market Account Online

Make your money work harder

  • Open an account with $500^
  • Earn 1.55% dividends when your balance remains above $500^
  • Dividends are compounded daily and paid monthly
Money Market Terms

Get money faster

  • Access direct deposits up to 3 days early*
  • Unlimited debits and credits
  • Account can be used as an overdraft transfer# option
Money Market Features

Earn with access

  • Higher dividend savings option vs. Select Savings Account
  • Flexible access with checks or digital transfers
  • No access restrictions
Money Market Benefits

Get higher dividend options using a specific savings timeframe with a Choice Certificate.

Choice Certificate

Choose your term and what you will earn.

  • Fixed-rate dividends
  • Personalized maturity dates
  • Automatic dividend deposits
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You know that details matter. [And you are in good company.]

Here are a few frequently asked questions:

Disclaimer

* Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 3 days earlier than the payer's scheduled payment date.

^ Minimum opening balance is $500. APY of 1.56% is paid on balances of $500 or above. Dividends are compounded daily and paid monthly. For balances that fall below the minimum balance requirement, the APY is 0.00%.

# Overdraft Transfer Service is available from a Checking, Savings or Money Market accounts with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits.