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Money Market Account

Opening a Money Market Account with Civic is Simple and Easy
Money Market Account

It’s the best of both worlds

Get early direct deposit*, earn competitive dividends


Get dividends that are compounded daily


Receive direct deposits* up to 3 days sooner


Use checks as an additional way to access funds

A Money Market Account that works for you

Get the best parts of a savings and checking account in one place. The Money Market Account earns high dividend rates with no access restrictions. Get to your money anytime by writing a check or digitally transferring money. Most importantly, you get early access to direct deposits* (up to 3 days faster). It’s the best of both worlds.

Manage High Yield Money Market Account Online

Make your money work harder

  • Open an account with $500^
  • Earn 2.00% dividends when your balance remains above $500^
  • Dividends are compounded daily and paid monthly
Money Market Terms

Get money faster

  • Access direct deposits up to 3 days early*
  • Unlimited debits and credits
  • Account can be used as an overdraft transfer# option
Money Market Features

Earn with access

  • Higher dividend savings option vs. Select Savings Account
  • Flexible access with checks or digital transfers
  • No access restrictions
Money Market Benefits

Get higher dividend options using a specific savings timeframe with a Choice Certificate.

Choice Certificate

Choose your term and what you will earn.

  • Fixed-rate dividends
  • Personalized maturity dates
  • Automatic dividend deposits
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You know that details matter. [And you are in good company.]

Here are a few frequently asked questions:

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* Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 3 days earlier than the payer's scheduled payment date.

^ APY = Annual Percentage Yield. Minimum opening balance is $500. APY of 2.01% is paid on balances of $500 or above. Dividends are compounded daily and paid monthly when balance requirement is equal to or greater than $500. 

# Overdraft Transfer Service is available from Checking, Savings or Money Market accounts with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits.