Get higher dividend options using a specific savings timeframe with a Choice Certificate.
Money Market Account

It’s the best of both worlds
Get early direct deposit*, earn competitive dividends
A Money Market Account that works for you
Get the best parts of a savings and checking account in one place. The Money Market Account earns high dividend rates with no access restrictions. Get to your money anytime by writing a check or digitally transferring money. Most importantly, you get early access to direct deposits* (up to 3 days faster). It’s the best of both worlds.

Here are a few frequently asked questions:
Disclaimer
* Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 3 days earlier than the payer's scheduled payment date.
^ Minimum opening balance is $500. APY of 1.71% is paid on balances of $500 or above. Dividends are compounded daily and paid monthly. For balances that fall below the minimum balance requirement, the APY is 0.00%.
# Overdraft Transfer Service is available from a Checking, Savings or Money Market accounts with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits.