Get higher dividend options using a specific savings timeframe with a Choice Certificate.
Money Market Account
Money Market Account
It’s the best of both worlds
Get early direct deposit*, earn competitive dividends
Earn
Get dividends that are compounded daily
Access
Receive direct deposits* up to 3 days sooner
Spend
Use checks as an additional way to access funds
Better together.
Get the best parts of a savings and checking account in one place. The Money Market Account earns high dividend rates with no access restrictions. Get to your money anytime by writing a check or digitally transferring money. Most importantly, you get early access to direct deposits* (up to 3 days faster). It’s the best of both worlds.
Make your money work harder
- Open an account with $500^
- Earn 0.75% dividends when your balance remains above $500^
- Dividends are compounded daily and paid monthly
Get money faster
- Access direct deposits up to 3 days early*
- Unlimited debits and credits
- Account can be used as an overdraft transfer# option
Earn with access
- Higher dividend savings option vs. Select Savings Account
- Flexible access with checks or digital transfers
- No access restrictions
You know that details matter. [And you are in good company.]
Here are a few frequently asked questions:
Disclaimer
* Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 3 days earlier than the payer's scheduled payment date.
^ Minimum opening balance is $500. APY of 0.75% is paid on balances of $500 or above. Dividends are compounded daily and paid monthly. For balances that fall below the minimum balance requirement, the APY is 0.00%.
# Overdraft Transfer Service is available from a Checking, Savings or Money Market accounts with no minimum increments or transfer fees. Members may also apply for an overdraft line of credit from which transfers are made in increments of $50 up to available limits.