Term Life Insurance

Protect the people who depend on you with affordable term life insurance.

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Flexible

Choose the coverage that works best for you

Affordable

Member-exclusive pricing on term life insurance

Protection

Get term life insurance to protect loved ones

Plan to protect your loved ones with life insurance

Life insurance is a simple yet powerful way to protect your loved ones. The financial burdens on your family can be overwhelming, such as mortgage payments, the cost of your funeral, daily living, and education costs. Life insurance from Civic and and our trusted service provider, TruStage® Insurance,¹ is a way of taking care of them.

Civic members have access to term life insurance which provides affordable coverage that can protect your family if you pass away during the specific term, or period, that the insurance covers. Trusted by more than 20 million people, TruStage is dedicated to helping you get the most value out of your financial services — including the preparedness and peace of mind that come from having reputable insurance.

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Terms

Online quotes to help you lock in a rate
Guaranteed acceptance for members ages 45 to 80
Term life insurance pays a benefit if you die during the covered term

Features

Simple application process
Take care of your family, even after you are gone
Protect them from financial stress when you pass away

Ready to protect them?

Choose term life insurance to avoid financial hardship for your loved ones.

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Life is digital

So are these everyday financial tools

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Make informed decisions from your spending data, credit score and goals

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Pay bills from anywhere or schedule them with the app

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Your payroll arrives up to 3 days early

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Whole Life Insurance

Choose whole life insurance to avoid financial hardship for your loved ones.

Online quotes to help you lock in a rate
Guaranteed acceptance for members ages 45 to 80
Whole life insurance is for your life, and builds cash value

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Health Savings Account

The Civic Health Savings Account is a tax-advantaged way to save and pay for qualifying medical expenses for you, your spouse, and dependents.

For Civic members with High Deductible Health Plans (HDHP)
HSA contributions for current year can be made up until April 15 of the following year
No tax penalties, HSA transfers custodian to custodian
Account has no minimum deposit requirement

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You know the details matter (and you are in good company)

Here are a few FAQs

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Affordable coverage to protect your family if you pass away during the term the insurance covers

Plan and protect your family with life insurance from a trusted provider

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1 TruStage® insurance products and programs are made available through TruStage Insurance Agency LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold or guaranteed by your credit union.