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Gap Plus

Gap+ Insurance

Protect Yourself, Cover the GAP

It’s a fact: your new car is worth less once it leaves the lot. This fact becomes very important if a major collision totals your vehicle.1

GAP+ Auto Insurance

Without a plan, you could be in for a very large and unexpected bill.

Family in car
GAP+ Insurance $1000 Bonus
GAP+ Insurance Loan

What is GAP+ Insurance?

Its purpose is to protect you. GAP+ insurance, or guaranteed asset protection, covers the ‘gap’ between what you owe and what your car is worth. The plus in GAP+ stands for an additional $1,000 you will receive towards the principal of a replacement vehicle.

GAP+ Insurance

Drive it home with fast, easy pre-approvals

Civic Auto Loan

Get an Auto Loan that fits your budget. Drive that 'new to you' car home with low rates and flexible options.

  • Low Rates
  • GAP+ Insurance
  • Fast, Easy, Simple
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Download the App

Download the Civic mobile app5 to unlock fast, safe and secure ways to manage your money.

App Store Download
You know that details matter. [and you are in good company.]

Here are a few frequently asked questions:

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1 A total loss claim is determined by your auto insurance provider.

2 GAP+ auto insurance is made available and processed through CUNA Mutual Group.

3 GAP+ auto insurance may not cover the entire deficiency between what you owe on your loan and the amount your insurance will pay. You will be responsible for any remaining balance due on the loan after GAP+ insurance has been paid. Refer to your GAP agreement for all limitations and exclusions.

4 Members have 120 days from the auto insurance check issuance date to buy another vehicle to receive $1,000 towards it. The vehicle must be financed with Civic. Loans are subject to credit approval.

5 Data fees may apply. Please check with your service provider.