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Fire Debit Card

Consumer Fire Hero
Fire Debit Card

Unquestionable support

Live your appreciation of the local NC Fire Service.


Make 20 debit card purchases and earn higher dividends1


Receive direct deposits2 up to 3 days earlier


Help Civic donate with the Fire debit card

Spend to support essential Fire Service


The Civic Bonus Checking Account maximizes your impact for others and simplifies your finances. And our optional Fire debit card gives you an additional and separate way to help Civic give funding to the NC State Firefighters' Association (NCSFA).

The Bonus Checking Account provides all the financial wellness tools you need with our app and online banking. And you can earn higher dividends1 on your Bonus Checking average daily balance by making 20 debit card purchases in one month.

As an additional option, when you select to add the Fire debit card to your account, you help Civic donate funds to help support critical NCSFA programs. Each time you use the Fire debit card, Civic donates 50% of its share of net merchant fees directly to programs sponsored by NCSFA. That means you help Civic donate funds that help pay for firefighter training, health insurance, disability income, and more.

Fire Equipment

Get started earning

  • Open a Bonus Checking Account with $5
  • Select the Fire debit card to showcase your commitment to the Fire Service
  • Earn 0.50% APY1 with 20 debit card purchases
Civic Fire Debit Card

Accelerate your money

  • Receive direct deposits2 up to 3 days earlier
  • Real-time spending, account alerts,4 and financial wellness tips
  • Automatic donations to NCSFA with each use of the Fire debit card
Fire Block

Move forward

  • Deposit checks digitally using the Civic app4
  • Use ATMs worldwide with fees reimbursed3
  • Help Civic raise funds for the NC Fire Service by selecting the Fire debit card
Support Fire Service

Accelerate your spending and saving by adding a Select Savings Account to your Bonus Checking Account.

Civic Select Savings Account


Stash your cash, reach your goals

  • High dividend yields
  • Goal tracking
  • Overdraft transfers
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You know that details matter. [And you are in good company.]

Here are a few frequently asked questions:

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1 APY = Annual Percentage Yield. Applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. Upon qualifying, APY of 0.50% will be applied to your average daily account balance during the following month up to $10,000. Balances in excess of $10,000 will earn APY of 0.15%. Minimum opening deposit for the Civic Bonus Checking Account is $5. For members making less than 20 qualified purchases per month, APY is 0.15%. Rate is subject to change.

2 Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received, which may be up to three days earlier than the payer’s scheduled payment date.

3 Fees applicable to any ATM network will be charged to member account and reimbursed to the same account by Civic, typically within two business days.

4 Items transmitted using remote check deposit are subject to verification and may not be covered under our Funds Availability Policy. This means amounts over $500 are not available for immediate withdrawal.