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Business Term Loans

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Business Term Loan (Short/Long)

Business funding on your timeline

Solve immediate or long-term needs


Options to meet various business needs


Select short or long terms


Optimal1 for businesses with 2+ year history

Know the Long and Short of It

Your business has different funding needs. Some are immediate, others are more long term. Get the right financing solutions for your business. Make confident loan decisions with flexible options. Civic Business Term Loans1 are adaptable to meet almost any need. They solve immediate funding needs or help you plan for longer-term solutions with lower payments over time. Business Term Loans are ideal for established businesses with 2+ years of operations. Use collateral to secure your loan with the help of our business development team. Know your options and choose your business funding with confidence.

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Ideal for business vehicles, equipment and debt consolidation

  • Minimum loan amount $10,0001
  • Terms range from 1-10 years
  • Loan-to-Value (LTV) up to 100% depending on collateral
  • No pre-payment penalties
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Designed for shorter term business needs

  • Minimum loan amount $1,0001
  • Terms available up to 3 years
  • No pre-payment penalties
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Earn cash back rewards for your business with the Business Rewards Credit Card.

Business Rewards Credit Card

Your business is rewarding

  • Flexible spending limits from $1,000 to $30,000
  • 1% cash back on all purchases
  • No annual, application or transfer fees
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Get started today

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1 All Business Term Loans are subject to approval, including credit approval. Credit, collateral and underwriting standards apply. Member pays document preparation fee. All rates and offers are subject to change. Please contact a Business Development Team member for details.