Business Checking Account

Open a small business checking account online that works as hard as you do

open today

disclaimer

Small business owner running her business with help from the Civic Business Checking Account.

Earn

Get money from your balance with dividends¹

Unstoppable

No daily balance requirements, unlimited transactions

Streamline

Manage all your financial accounts from one place²

Business Checking Account to power it all

Your focus on customers, growth, and service is 24/7. This Business Checking Account can help you organize and streamline your finances with digital tools and more. Bring efficiencies to your small business with online Bill Pay and mobile check deposit.³ Manage your business wherever you are, whenever it works for you. And earn dividends on your account balance too.

You are the CEO of your dreams. This online business checking account is your chief operating account. Use Accounts Hub to see all of your financial relationships (including non-Civic accounts) in one place to help streamline your finances and make informed decisions. Spend your time running your business, not banking.

Small business owners looking at all the digital features provided by Civic.

Terms

$5 minimum account opening deposit
Unlimited transactions, no daily balance requirements
Earn dividends on your business checking balance
Nationwide ATM fee reimbursement⁴

Features

Online Bill Pay and mobile check deposit available
Permission-based online account and card access for employees
Download account transactions to Quicken, QuickBooks or Excel
Perks, discounts and more from Visa® cards; see Visa benefits⁵

Ready to get started?

Open this business checking account to organize and power your business

open today

Life is digital

So are these everyday financial tools

Graphic of bills that shows how easy it is to use bill pay.

Pay bills from anywhere or schedule them in the app

Civic provides ATM access any where in the world.

Get cash from any ATM with reimbursed fees

Civic Credit Union app graphic that displays the budgeting tool available to you as a member.

See your Civic and non-Civic accounts in one place

Business Line of Credit

On-demand business funding

Low business line of credit rates
Revolving access starts at $1,000
Maximum of $30,000 (unsecured only)
Get consistent access to funding

learn more

Business Savings Account

The Civic Business Savings Account has our best business savings rates with unlimited transactions and no fees.

$25 minimum opening deposit
Competitive dividends
Funds can be used as collateral for loans
Unlimited transactions

learn more

Open a Civic Business Checking Account to power up your business

Your business checking account is a key element of your business. Choose an account that works as hard as you do. Be organized and ready to serve customers, and grow your business.

open today

¹ Minimum opening deposit for the Civic Business Checking Account is $5. Dividends earned on account balance. Civic membership required to open account.

² Information provided from linked external accounts is for informational purposes only and may not reflect your most recent transactions or balances.

³ Items transmitted using mobile check deposit are subject to verification and may not be covered under our Funds Availability Policy. This means amounts over $500 are not available for immediate withdrawal.

⁴ Civic participates in select surcharge-free ATM networks. See the current list of locations. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month per debit/ATM card, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two business days, but timing may vary.

5 Provided by Visa® for Civic debit and credit cards. The service does not apply to checks or ACH transactions. See benefits.