Get overdraft protection to cover unexpected expenses with a Business Line of Credit.
Business Checking Account
Business Checking Account
Power up your business
Earn dividends and streamline your accounts with digital tools
Earn
Get money from your balance
Streamline
Manage tasks, all financial relationships from one place
Protect
Have 24/7 identity and theft protection1
Focus on your business, we’ll take care of the rest.
Small businesses run on strategy, service, and passion – 24 hours a day, seven days a week. Shouldn’t your checking account?
The Business Checking Account gives you 24/7 access to your accounts and management tools to help bring efficiencies to your business. These digital tools include bill pay, remote check deposits,2 identity theft protection, and eStatements.
And you can use this account as a chief operating account, or portal, for all of your financial relationships. That means you can view and manage all of your financial relationships in one place, saving time and streamlining your finances.
See your success
- Minimum account opening deposit $5
- Unlimited transactions and no daily balance requirements
- Earn dividends on your balance3
Stay on track with digital tools
- Online bill pay and remote check deposit available
- Download account transactions to Excel, Quicken, and QuickBooks
- Permission-based online account access for employees
Power your business forward
- Streamline all of your business accounts
- Cards are available to all employees who make business transactions
- Nationwide unlimited ATM fee reimbursement4
NEED ADDITIONAL ASSISTANCE?
We're here to help.
Disclaimer
1 Identity theft and fraud protection are provided by Visa® through ID Navigator Powered by NortonLifeLock™ for Civic debit and credit cards. The service does not apply to checks or ACH transactions.
2 Items transmitted using remote check deposit are subject to verification and may not be covered under our Funds Availability Policy. This means amounts over $500 are not available for immediate withdrawal.
3 Minimum opening deposit for the Civic Business Checking Account is $5.
4 Civic participates in select surcharge-free ATM networks. You can find the current list of surcharge-free ATM locations at civicfcu.org/any-atm. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two (2) business days, but timing may vary.