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Business Checking Account

Business Checking
Business Checking Account

Power up your business

Earn dividends and streamline your accounts with digital tools

Earn
Earn

Get money from your balance

Streamline
Streamline

Manage tasks, all financial relationships from one place

Protect
Protect

Have 24/7 identity and theft protection1

Focus on your business, we’ll take care of the rest.

Small businesses run on strategy, service, and passion – 24 hours a day, seven days a week. Shouldn’t your checking account?

The Business Checking Account gives you 24/7 access to your accounts and management tools to help bring efficiencies to your business. These digital tools include bill pay, digital check deposits,2 identity theft protection, and eStatements.3

And you can use this account as a chief operating account, or portal, for all of your financial relationships. That means you can view and manage all of your financial relationships in one place, saving time and streamlining your finances.

Focus on your business

See your success

  • Minimum account opening deposit $5
  • Unlimited transactions and no daily balance requirements
  • Earn dividends on your balance4
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Businessman using his Civic business checking account debit card for contactless payment in cafe

Stay on track with digital tools

  • Online bill pay and digital check deposit available
  • Download account transactions to Excel, Quicken, and QuickBooks
  • Permission-based online account access for employees
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Business Checking

Power your business forward

  • Streamline all of your business accounts
  • Cards are available to all employees who make business transactions
  • Nationwide unlimited ATM fee reimbursement5
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Business Checking Benefits

Get overdraft protection to cover unexpected expenses with a Business Line of Credit.

Business Line of Credit

Prepare in advance for opportunities

  • $1,000 minimum
  • Access funds whenever you need them
  • Automatic payment options available
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Disclaimer

1 Identity theft and fraud protection are provided by Visa® through ID Navigator Powered by NortonLifeLock™ for Civic debit and credit cards. The service does not apply to checks or ACH transactions.

2 Items transmitted using remote check deposit are subject to verification and may not be covered under our Funds Availability Policy. This means amounts over $500 are not available for immediate withdrawal.

3 Civic provides eStatements at no cost to account holders. Paper statements are available for a fee of $5 per month. 

4 Minimum opening deposit for the Civic Business Checking Account is $5.

5 Fees applicable to any ATM network will be charged to member account and reimbursed to the same account by Civic, typically within two business days.