Your savings goal may be big or it may be small. Either way, it’s your goal. And the Select Savings Account can help you get there.
Bonus Checking Account

Get all the flexibility life demands
Built-in features designed to meet your unique needs.
Early access and total control
The Bonus Checking Account is designed to move at the speed of your life. Get access to your direct deposits† up to three days sooner using the early deposit feature. Use online or mobile# banking to set up and organize your bills, deposit checks digitally, and link your debit card to your preferred mobile wallet.

Stay on track, spend better
Make progress toward your goals with real-time expense monitoring and financial wellness tips. You can even link accounts from other organizations for a 360° view of your complete spending history.
Want more security? Use the app to enable text alerts.‡ We’ll notify you right away about any suspicious transactions. Overdraft protection~ is also available to help you handle any unplanned purchases and stay on track.

Here are a few frequently asked questions:
Disclaimer
* 1.00% APY applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. This bonus dividend rate is paid on balances up to $10,000. Balances in excess of $10,000 will earn dividends at the current available rate. Minimum opening deposit is $5. For members making less than 20 qualified purchases per month, dividend rate is 0.15%.
^ Fees applicable to any ATM network will be charged to member account and then refunded to the same account by Civic within two business days. Rebated funds will be available for use following the credit union’s nightly batch processing.
# Data fees may apply. Please check with your service provider.
† Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date.
‡ Standard message and data rates apply. Please check with your carrier for details.
~ Overdraft Transfer Service is available from a Checking, Savings, or Money Market account with no minimum increments or transfer fees. Members may also apply for an overdraft Line of Credit from which transfers are made in increments of $50 up to available limits.