Get fast access to your Personal Line of Credit with advances into your Bonus Checking Account.
Personal Line of Credit
Personal Line of Credit
Access money when you need it
Bridge the gap between available funds and unexpected expenses
Access
Withdraw funds when you need them
Manage
Consolidate debt or manage cashflow
Flexible
Pay early or make scheduled payments
Transfer funds when you need them
Demand for cash flow is high. Some months or times of the year can be difficult to pay all of your expenses. Despite trying, it doesn't always work out. That's where a Civic Personal Line of Credit comes in. It gives you access to money to quickly transfer into a Civic Bonus Checking, Money Market or Select Savings Account. Build a bridge to help close your gaps with a Civic Personal Line of Credit.
Affordable capital
- Rates as low as 11.50% APR1
- Flexible loan amounts to help meet your personal needs
- Monthly payments are variable and based on the amount transferred
- Reusable for 10 years
Flexible access and payments
- Withdraw funds as needed (no lump sum requirement)
- No early pre-payment fees
- Funds can be transferred into a Civic deposit account
You know that details matter. [And you are in good company.]
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Disclaimer
1 APR = Annual Percentage Rate. Subject to approval. Rates and credit limit are evaluated based on member’s credit history. Borrowers must be at least 18 years old and live in NC, SC, GA or VA. The standard variable APR (from 11.50% to 18.00% APR) for purchases will be applied to unpaid introductory balances, new purchases, and new balance transfers. Members may borrow against their line of credit for a period of 10 years, after which the line of credit is closed; principal and interest payments will be required until the loan is paid in full. Payment example: for an $8,000 loan at 11.50% APR, 60 monthly payments of $176.